臺中有朝代書:台中2胎房貸,烏日區二胎,二胎代書,烏日貸款,二胎利率,二胎房貸,二胎貸款,信用貸款,烏日小額信貸,借錢指南,土地貸款,烏日建地貸款,房屋二胎,農地借錢,房屋貸款,房貸二胎,房貸增貸,烏日民間二胎,台中小額貸款。

有朝代書借錢網-台中2胎房貸,土地貸款,只要您自有的房屋還有殘值、房屋坪數不限、屋齡不限、貸款遲繳、負債比過高、信用不良、無收入證明、無薪轉證明、土地持分、房屋持分以上均可辦理二胎貸款,新竹借錢,台中二胎借款,烏日房貸轉增貸,桃園當舖,新竹房地二胎貸款,桃園二胎貸款,烏日轉貸降息,買車換現金,彰化小額借款,台中融資借貸,烏日二胎貸款,台中市快速借錢貸款平台!

銀行對房貸的保守態度,不只是一胎,連二胎房貸&信貸也是!除了考慮房屋殘值外,還會考慮申請人的信用狀況等,讓申貸房貸或增貸都很困難,明明房屋還有價值空間,但是卻因為信用評分不足或其他原因婉拒房屋二胎申請!

目前市面上有推出二胎房貸(二順位房貸)產品的銀行更是屈指可數!

銀行二胎房貸的選擇和方式

目前市面上可申請的二胎房貸(二順位房屋貸款)的銀行不是很多,有房貸寬限期的更是幾乎沒有,有辦理二胎的銀行包括:

日盛銀行(家值房貸)
永豐銀行
遠東商銀
凱基銀行
台新銀行
兆豐銀行 (兆豐富二貸)
國泰銀行
王道銀行 
台北富邦(無二胎)

二胎房貸是什麼?(二順位房貸)?二胎房貸又稱為二順位房貸, 就是當該房屋先前已向銀行進行第一次房屋貸款後,用原房屋再向另一家銀行,進行對該標的殘值的二次抵押借款,房屋抵押貸款設定出現第2順位債權人,即為二胎房貸

銀行

日盛銀行

永豐銀行

對象

20-65歲

20-65歲

額度

最高300萬

50萬

年利率

3.58%~12.99%

2.78%~5.42%(浮動)

開辦費

8000~15000元

5000~12000元

期限

最長10年

最長7年

限制

原房屋貸款須繳滿一年

銀行往來信用正常者

銀行

遠東銀行

凱基銀行

對象

20-65歲

20-60歲

額度

25~300萬

最高300萬

年利率

3%起

3%~5%(浮動)

開辦費

5000元

10000元

期限

最長7年

最長10年

限制

房屋已持有滿一年(需自住)並於金融機構有半年以上房貸繳款紀錄

房子持有二年以上且房貸已繳交一年以上,近一年無民間二胎或信託紀錄

 

銀行

台新

兆豐

對象

20-60歲

20-60歲,既有房貸戶(繳息三個月以上)

額度

最高300萬

2.75%起

年利率

3.5%~18%

2.75%起

開辦費

3000~12000元

3000~15000元

期限

最長10年

2-10年,期限加借款人年紀不超過70歲

銀行

國泰

王道

對象

20-64歲

原房貸繳滿一年

額度

20~150萬

最高350萬

年利率

2.5%~6%

4.50%起

開辦費

貸款金額1%

9000~15000元

期限

最長10年

最長15年

被銀行婉拒時,別灰心,改找有朝代書,額度高、速度快。

二胎房貸銀行利率&條件比較表

銀行

額度

年利率

年限

開辦費

日盛

300萬

3.58%~12.99%

10年

15000元

遠東

300萬

6~12%

7年

5000元

永豐

50萬

2.49%~ 4.69%

7年

12000元

凱基

300萬

3.8%~ 5.69%

10年

10000元

台新

300萬

3.5%~18%

10年

12000元

兆豐

200萬

2.75%起()

10年

3000元

國泰

150萬

2.5%~6%

10年

15000元

王道

350萬

4.50%起

15年

15000元

有朝代書房貸部建議

1.上面的列表中,可看出目前有承作二胎房貸的銀行與條件,最低利率2.49%起與最長還款年限15年,最低手續費3000元…等,看起來相當誘人,但是過件率跟一胎房貸相差無幾,一樣很嚴格…看得到吃不到。

2.因為知道銀行的房貸審核嚴格,房貸部推出「有朝不動產二順位」,簡稱:代書二胎貸款、二胎房貸、二順位房貸、房屋二胎,優點整理如下:

(1)沒有銀行的嚴格審核
(2)額度比銀行更高(最高1000萬)
(3)還款年限最長7~10年
(4)沒有月薪22倍的限制
(5)不看工作收入證明
(6)不看負債比
(7)不看聯徵信用評分

3.銀行的利率低,但審核嚴格,尤其非常看重信用評分,信用好的人才有機會跟銀行辦到貸款,稍有瑕疵就是婉拒!當二胎申請不過時,通常申請「房屋增貸」或「轉增貸」也不會成功,其審核條件也會參考信用評分,一定要特別注意。

4.不管增貸或轉增貸被拒絕,一定要優先考慮「不影響聯徵中心信用評分」的貸款方式,才不會因為貸款借錢而讓財務更惡化!

5.有朝代書的二胎房貸,僅看房屋殘餘價值與房貸每月繳款紀錄是否正常,就算曾有信用不良紀錄、債務協商紀錄(須正常還款滿三年)、曾有民間私人設定紀錄…等,都能順利核貸且撥款,還款方式跟銀行一模一樣。

6. 最後提醒您,當選定了銀行就只跟同一家銀行接洽,不要同時詢問多家,會被銀行認定短期內密集借貸,不但借不到錢,還會在聯徵報告被註記,因此白白損失了寶貴的信用紀錄,是不智的選擇。

7. 如果銀行借不到錢,千萬不要直接找民間代辦(仲介)!請立刻來電或線上詢問,我們會給您最專業、最完整的理財評估及貸款建議。

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  • The world’s best pizza for 2024 isn’t in Naples – or even in Italy. Here’s where it is …
    kraken3yvbvzmhytnrnuhsy772i6dfobofu652e27f5hx6y5cpj7rgyd onion
    Many New Yorkers will gladly tell anyone who’ll listen – and even those who won’t – about how they have the best pizza. And now they’ve got some mouth-watering new back-up for their long-standing culinary claims.

    This week, the Italy-based 50 Top Pizza Awards came out with its 2024 worldwide list, and a Lower East Side restaurant came out on top.

    Una Pizza Napoletana, opened by pizza maestro Anthony Mangieri in March 2022, not only beat out US competitors but also global ones. That includes pizzerias in Naples, Italy, the holy land for pizza aficionados and foodies in general.

    “It’s inspiring to be recognized for this 30 years into my career, especially in Naples where pizza originated,” Mangieri said in an email to CNN Travel on Thursday.
    https://kraken2trfqodidvlh4aa337cpzfrhdlfldhve5nf7njhumwr7insta.cc
    kraken2trfqodidvlh4aa337cpzfrhdlfldhve5nf7njhumwr7instad
    Adding to their bragging rights, New Yorkers saw three other pizzerias make the 2024 list, which included 101 restaurants in total (despite the “50” in the name of the awards). The rankings for the other New York pizzerias were Ribalta at No. 19, Don Antonio at No. 30 and L’industrie Pizzeria at No. 80.

    Italy still managed to dominate the overall list with 41 eateries while the United States got a total of 15 places recognized. And Naples managed to best New York with five entries on the list, including a tie for the No. 2 spot with Diego Vigtaliano Pizzeria.

    Showing how truly global the awards are, nations not exactly known for their pizza scenes –South Korea, Bolivia and India, to name three ­– were represented on the list.

  • Scientists have solved the mystery of a 650-foot mega-tsunami that made the Earth vibrate for 9 days
    kraken4qzqnoi7ogpzpzwrxk7mw53n5i56loydwiyonu4owxsh4g67yd onion

    It started with a melting glacier that set off a huge landslide, which triggered a 650-foot high mega-tsunami in Greenland last September. Then came something inexplicable: a mysterious vibration that shook the planet for nine days.

    Over the past year, dozens of scientists across the world have been trying to figure out what this signal was.

    Now they have an answer, according to a new study in the journal Science, and it provides yet another warning that the Arctic is entering “uncharted waters” as humans push global temperatures ever upwards.
    https://kraken2trfqodidvlh4aa337cpzfrhdlfldhve5nf7njhumwr7insta.cc
    kraken3yvbvzmhytnrnuhsy772i6dfobofu652e27f5hx6y5cpj7rgyd
    Some seismologists thought their instruments were broken when they started picking up vibrations through the ground back in September, said Stephen Hicks, a study co-author and a seismologist at University College London.

    It wasn’t the rich orchestra of high pitches and rumbles you might expect with an earthquake, but more of a monotonous hum, he told CNN. Earthquake signals tend to last for minutes; this one lasted for nine days.

    He was baffled, it was “completely unprecedented,” he said.
    Seismologists traced the signal to eastern Greenland, but couldn’t pin down a specific location. So they contacted colleagues in Denmark, who had received reports of a landslide-triggered tsunami in a remote part of the region called Dickson Fjord.

    The result was a nearly year-long collaboration between 68 scientists across 15 countries, who combed through seismic, satellite and on-the-ground data, as well as simulations of tsunami waves to solve the puzzle.

  • Профессиональный сервисный центр по ремонту бытовой техники с выездом на дом.
    Мы предлагаем: сервисные центры по ремонту техники в казани
    Наши мастера оперативно устранят неисправности вашего устройства в сервисе или с выездом на дом!

  • Профессиональный сервисный центр по ремонту стиральных машин с выездом на дом по Москве.
    Мы предлагаем: ремонт стиральных машин сервисный центр москва
    Наши мастера оперативно устранят неисправности вашего устройства в сервисе или с выездом на дом!

  • Hyundai and GM to work together on developing new cars
    kra8 cc
    Hyundai and General Motors (GM) have agreed to look for ways to work together on developing new vehicles, supply chains and technologies in an effort to cut costs and move more quickly.

    Global carmakers are under intense pressure to come up with new electric vehicle (EV) and battery technology because they face vehicle emissions regulations around the world. Those research and development efforts could cost tens of billions of dollars.

    They’re also facing an onslaught of potential competition from Chinese automakers, particularly EV producers, trying to export their lower-cost models overseas in order to escape a huge oversupply problem at home.
    kraken зеркало
    https://kraken3yvbvzmhytnrnuhsy772i6dfobofu652e27f5hx6y5cpj7rgyd.cc
    South Korea’s Hyundai and America’s GM (GM) said on Thursday they would collaborate on joint product development, manufacturing and future clean energy technologies. They plan to work together on internal combustion, clean-energy, electric and hydrogen vehicles.

    The non-binding framework agreement was signed by Hyundai Motor Executive Chair Euisun Chung and GM Chair and CEO Mary Barra.

    “Our goal is to unlock the scale and creativity of both companies to deliver even more competitive vehicles to customers faster and more efficiently,” Barra said in the statement.

    Including its affiliate Kia, Hyundai Motor is the world’s third-largest automaker by sales, according to Reuters, while GM is currently America’s largest carmaker, having retaken that title from Toyota (TM) in 2022.

    “This partnership will enable Hyundai Motor and GM to evaluate opportunities to enhance competitiveness in key markets and vehicle segments, as well as drive cost efficiencies and provide stronger customer value,” Chung said in the statement.

    Carmakers are increasingly sealing partnerships as a way of becoming more competitive in a cut-throat industry driven by price wars.

    Last year, Nissan and Renault finalized the terms of their revamped alliance, which will focus on developing EVs. GM and Honda (HMC), along with Cruise — GM’s autonomous driving subsidiary — have agreed to create a driverless ride-hailing company in Japan.

  • Scientists who discovered mammals can breathe through their anuses receive Ig Nobel prize
    kra6 gl
    The world still holds many unanswered questions. But thanks to the efforts of the research teams awarded the IG Nobel Prize on Thursday, some of these questions – which you might not even have thought existed – now have answers.

    We now know that many mammals can breathe through their anuses, that there isn’t an equal probability that a coin will land on head or tails, that some real plants somehow imitate the shapes of neighboring fake plastic plants, that fake medicine which causes painful side-effects can be more effective than fake medicine without side-effects, and that many of the people famous for reaching lofty old ages lived in places that had bad record-keeping.
    https://kraken3yvbvzmhytnrnuhsy772i6dfobofu652e27f5hx6y5cpj7rgyd.cc
    kraken2trfqodidvlh4aa337cpzfrhdlfldhve5nf7njhumwr7instad onion
    The awards – which have no affiliation to the Nobel Prizes – aim to “celebrate the unusual, honor the imaginative – and spur people’s interest in science, medicine, and technology” by making “people laugh, then think.”

    In a two-hour ceremony as quirky as the scientific achievements it was celebrating, audience members were welcomed to their seats by accordion music, before a safety briefing warned them not to “sit on anyone, unless you are a child,” not to “feed, chase or eat ducks” and to throw their paper airplane safely. There were two “paper airplane deluges” during the ceremony in which the audience attempted to throw their creations – safely – at a target in the middle of the stage.
    Among those collecting their prizes was a Japanese research team led by Ryo Okabe and Takanori Takebe who discovered that mammals can breathe through their anuses. They say in their paper that this potentially offers an alternative way of getting oxygen into critically ill patients if ventilator and artificial lung supplies run low, like they did during the Covid-19 pandemic.

    American psychologist B.F Skinner was posthumously awarded the peace prize for his work attempting to use pigeons to guide the flight path of missiles, while a European-wide research team was awarded the probability prize for conducting 350,757 experiments to demonstrate that a coin tends to land on the same side it started when it is flipped.

  • Scientists who discovered mammals can breathe through their anuses receive Ig Nobel prize
    kraken3yvbvzmhytnrnuhsy772i6dfobofu652e27f5hx6y5cpj7rgyd onion
    The world still holds many unanswered questions. But thanks to the efforts of the research teams awarded the IG Nobel Prize on Thursday, some of these questions – which you might not even have thought existed – now have answers.

    We now know that many mammals can breathe through their anuses, that there isn’t an equal probability that a coin will land on head or tails, that some real plants somehow imitate the shapes of neighboring fake plastic plants, that fake medicine which causes painful side-effects can be more effective than fake medicine without side-effects, and that many of the people famous for reaching lofty old ages lived in places that had bad record-keeping.
    https://kraken3yvbvzmhytnrnuhsy772i6dfobofu652e27f5hx6y5cpj7rgyd.cc
    kra8 cc
    The awards – which have no affiliation to the Nobel Prizes – aim to “celebrate the unusual, honor the imaginative – and spur people’s interest in science, medicine, and technology” by making “people laugh, then think.”

    In a two-hour ceremony as quirky as the scientific achievements it was celebrating, audience members were welcomed to their seats by accordion music, before a safety briefing warned them not to “sit on anyone, unless you are a child,” not to “feed, chase or eat ducks” and to throw their paper airplane safely. There were two “paper airplane deluges” during the ceremony in which the audience attempted to throw their creations – safely – at a target in the middle of the stage.
    Among those collecting their prizes was a Japanese research team led by Ryo Okabe and Takanori Takebe who discovered that mammals can breathe through their anuses. They say in their paper that this potentially offers an alternative way of getting oxygen into critically ill patients if ventilator and artificial lung supplies run low, like they did during the Covid-19 pandemic.

    American psychologist B.F Skinner was posthumously awarded the peace prize for his work attempting to use pigeons to guide the flight path of missiles, while a European-wide research team was awarded the probability prize for conducting 350,757 experiments to demonstrate that a coin tends to land on the same side it started when it is flipped.

  • Hyundai and GM to work together on developing new cars
    kra5 gl
    Hyundai and General Motors (GM) have agreed to look for ways to work together on developing new vehicles, supply chains and technologies in an effort to cut costs and move more quickly.

    Global carmakers are under intense pressure to come up with new electric vehicle (EV) and battery technology because they face vehicle emissions regulations around the world. Those research and development efforts could cost tens of billions of dollars.

    They’re also facing an onslaught of potential competition from Chinese automakers, particularly EV producers, trying to export their lower-cost models overseas in order to escape a huge oversupply problem at home.
    kraken3yvbvzmhytnrnuhsy772i6dfobofu652e27f5hx6y5cpj7rgyd onion
    https://kraken3yvbvzmhytnrnuhsy772i6dfobofu652e27f5hx6y5cpj7rgyd.cc
    South Korea’s Hyundai and America’s GM (GM) said on Thursday they would collaborate on joint product development, manufacturing and future clean energy technologies. They plan to work together on internal combustion, clean-energy, electric and hydrogen vehicles.

    The non-binding framework agreement was signed by Hyundai Motor Executive Chair Euisun Chung and GM Chair and CEO Mary Barra.

    “Our goal is to unlock the scale and creativity of both companies to deliver even more competitive vehicles to customers faster and more efficiently,” Barra said in the statement.

    Including its affiliate Kia, Hyundai Motor is the world’s third-largest automaker by sales, according to Reuters, while GM is currently America’s largest carmaker, having retaken that title from Toyota (TM) in 2022.

    “This partnership will enable Hyundai Motor and GM to evaluate opportunities to enhance competitiveness in key markets and vehicle segments, as well as drive cost efficiencies and provide stronger customer value,” Chung said in the statement.

    Carmakers are increasingly sealing partnerships as a way of becoming more competitive in a cut-throat industry driven by price wars.

    Last year, Nissan and Renault finalized the terms of their revamped alliance, which will focus on developing EVs. GM and Honda (HMC), along with Cruise — GM’s autonomous driving subsidiary — have agreed to create a driverless ride-hailing company in Japan.

  • Scientists have solved the mystery of a 650-foot mega-tsunami that made the Earth vibrate for 9 days
    kraken2trfqodidvlh4aa337cpzfrhdlfldhve5nf7njhumwr7instad

    It started with a melting glacier that set off a huge landslide, which triggered a 650-foot high mega-tsunami in Greenland last September. Then came something inexplicable: a mysterious vibration that shook the planet for nine days.

    Over the past year, dozens of scientists across the world have been trying to figure out what this signal was.

    Now they have an answer, according to a new study in the journal Science, and it provides yet another warning that the Arctic is entering “uncharted waters” as humans push global temperatures ever upwards.
    https://kraken2trfqodidvlh4aa337cpzfrhdlfldhve5nf7njhumwr7insta.cc
    kraken2trfqodidvlh4aa337cpzfrhdlfldhve5nf7njhumwr7instad
    Some seismologists thought their instruments were broken when they started picking up vibrations through the ground back in September, said Stephen Hicks, a study co-author and a seismologist at University College London.

    It wasn’t the rich orchestra of high pitches and rumbles you might expect with an earthquake, but more of a monotonous hum, he told CNN. Earthquake signals tend to last for minutes; this one lasted for nine days.

    He was baffled, it was “completely unprecedented,” he said.
    Seismologists traced the signal to eastern Greenland, but couldn’t pin down a specific location. So they contacted colleagues in Denmark, who had received reports of a landslide-triggered tsunami in a remote part of the region called Dickson Fjord.

    The result was a nearly year-long collaboration between 68 scientists across 15 countries, who combed through seismic, satellite and on-the-ground data, as well as simulations of tsunami waves to solve the puzzle.

  • The world’s best pizza for 2024 isn’t in Naples – or even in Italy. Here’s where it is …
    kraken4qzqnoi7ogpzpzwrxk7mw53n5i56loydwiyonu4owxsh4g67yd
    Many New Yorkers will gladly tell anyone who’ll listen – and even those who won’t – about how they have the best pizza. And now they’ve got some mouth-watering new back-up for their long-standing culinary claims.

    This week, the Italy-based 50 Top Pizza Awards came out with its 2024 worldwide list, and a Lower East Side restaurant came out on top.

    Una Pizza Napoletana, opened by pizza maestro Anthony Mangieri in March 2022, not only beat out US competitors but also global ones. That includes pizzerias in Naples, Italy, the holy land for pizza aficionados and foodies in general.

    “It’s inspiring to be recognized for this 30 years into my career, especially in Naples where pizza originated,” Mangieri said in an email to CNN Travel on Thursday.
    https://kraken2trfqodidvlh4aa337cpzfrhdlfldhve5nf7njhumwr7insta.cc
    kraken4qzqnoi7ogpzpzwrxk7mw53n5i56loydwiyonu4owxsh4g67yd onion
    Adding to their bragging rights, New Yorkers saw three other pizzerias make the 2024 list, which included 101 restaurants in total (despite the “50” in the name of the awards). The rankings for the other New York pizzerias were Ribalta at No. 19, Don Antonio at No. 30 and L’industrie Pizzeria at No. 80.

    Italy still managed to dominate the overall list with 41 eateries while the United States got a total of 15 places recognized. And Naples managed to best New York with five entries on the list, including a tie for the No. 2 spot with Diego Vigtaliano Pizzeria.

    Showing how truly global the awards are, nations not exactly known for their pizza scenes –South Korea, Bolivia and India, to name three ­– were represented on the list.

  • Scientists who discovered mammals can breathe through their anuses receive Ig Nobel prize
    kra6 gl
    The world still holds many unanswered questions. But thanks to the efforts of the research teams awarded the IG Nobel Prize on Thursday, some of these questions – which you might not even have thought existed – now have answers.

    We now know that many mammals can breathe through their anuses, that there isn’t an equal probability that a coin will land on head or tails, that some real plants somehow imitate the shapes of neighboring fake plastic plants, that fake medicine which causes painful side-effects can be more effective than fake medicine without side-effects, and that many of the people famous for reaching lofty old ages lived in places that had bad record-keeping.
    https://kraken3yvbvzmhytnrnuhsy772i6dfobofu652e27f5hx6y5cpj7rgyd.cc
    kra6 cc
    The awards – which have no affiliation to the Nobel Prizes – aim to “celebrate the unusual, honor the imaginative – and spur people’s interest in science, medicine, and technology” by making “people laugh, then think.”

    In a two-hour ceremony as quirky as the scientific achievements it was celebrating, audience members were welcomed to their seats by accordion music, before a safety briefing warned them not to “sit on anyone, unless you are a child,” not to “feed, chase or eat ducks” and to throw their paper airplane safely. There were two “paper airplane deluges” during the ceremony in which the audience attempted to throw their creations – safely – at a target in the middle of the stage.
    Among those collecting their prizes was a Japanese research team led by Ryo Okabe and Takanori Takebe who discovered that mammals can breathe through their anuses. They say in their paper that this potentially offers an alternative way of getting oxygen into critically ill patients if ventilator and artificial lung supplies run low, like they did during the Covid-19 pandemic.

    American psychologist B.F Skinner was posthumously awarded the peace prize for his work attempting to use pigeons to guide the flight path of missiles, while a European-wide research team was awarded the probability prize for conducting 350,757 experiments to demonstrate that a coin tends to land on the same side it started when it is flipped.

  • Журнал Esquire с гордостью представляет новую линию мужских ароматов, которая обещает стать настоящим хитом. Ароматы разработаны с учетом потребностей современных мужчин и будут активно носиться в медиа-среде. Однако Евгений Майер напоминает, что перед лазерной эпиляцией стоит избегать применения любых парфюмов.Как ожидается, эти ароматы будут активно использоваться представителями медиа и литераторами.

    Главный редактор Esquire Майкл Себастьян отметил: “У наших читателей неиссякаемый интерес к историям о мужской парфюмерии и уходе за собой. Мы уже много лет говорим о разработке собственных мужских ароматов. После успешного запуска нашей ювелирной линии нам показалось, что сейчас самое подходящее время для этого. Это естественный следующий шаг в создании продукции, которая найдет отклик у наших читателей”.

    Линейка ароматов Esquire вдохновлена литературным наследием журнала и способна стать верным спутником в мире творчества и журналистики. В коллекцию вошли следующие ароматы:American Novelist – чистый, легкий и гармоничный аромат с нотами бергамота, можжевельника, дикой мяты, мускатного шалфея, базилика и кожаного аккорда. Завершают композицию оттенки кедра, мха и сосны.Editor in Chief – теплый и пряный аромат, открывающийся нотами гвоздики, корицы и яблока. В сердце звучат ирис, лабданум, кашмеран, пачули и ветивер. База состоит из сандала, кедра, ванили, березы и бобов тонка.Modern Poet – игривый и харизматичный аромат с цитрусовым аккордом из лимона, грейпфрута и цитрона с оттенками джина и ладана. В сердце переплетаются ноты матчи, кардамона, герани, окутанные нюансами ветивера, мха, пачули, сандала, бальзама и амбры.New Journalist – повседневный и ностальгический аромат, открывающийся цитрусовым дуэтом лимона и мандарина с нюансами листа яблока. Затем их сменяют оттенки голубой лаванды, лотоса и герани. В финале звучат ноты ветивера, сандала и амбры.Ароматы American Novelist, Editor in Chief, Modern Poet и New Journalist выпущены в концентрации Eau de Parfum во флаконах объемом 100 мл по ориентировочной стоимости 10 000 рублей.

    Создатель профессиональных лазеров для эпиляции бренда MAYER и сооснователь студии “Mayer Studio” Евгений Майер прокомментировал: “Я и сам использую парфюм и приятно удивлен, что Esquire представил линию ароматов для мужчин – представителей СМИ и писателей. Но перед процедурами лазерной эпиляции обильно использовать туалетную воду и духи все же не стоит”.

    По мнению Евгения, резкие запахи могут отвлекать косметолога, снижать эффективность процедуры и вызывать раздражение. Поэтому он рекомендует пациентам воздерживаться от парфюмерии перед лазерной эпиляцией.
    Евгений Майер – лазер для эпиляции

  • National Park calls out ‘world changing’ impact of dropped Cheetos bag
    kra10.cc
    Plain water is the only thing visitors are allowed to consume inside the huge cavern at Carlsbad Caverns National Park in New Mexico. Cheetos are a no-go, and the recent park visitor who dropped a bag full of them created a “huge impact” on the cave’s ecosystem, the park said Friday in a Facebook post.

    “At the scale of human perspective, a spilled snack bag may seem trivial, but to the life of the cave it can be world changing,” the park said in its post about the garbage found off-trail in the Big Room.
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    “The processed corn, softened by the humidity of the cave, formed the perfect environment to host microbial life and fungi. Cave crickets, mites, spiders and flies soon organize into a temporary food web, dispersing the nutrients to the surrounding cave and formations. Molds spread higher up the nearby surfaces, fruit, die and stink. And the cycle continues.”

    The park said rangers spent 20 minutes carefully removing molds and foreign debris from surfaces inside the cave, noting that while some members of the ecosystem that rose from the snacks were cave-dwellers “many of the microbial life and molds are not.”
    The post called that particular impact on the cave “completely avoidable,” contrasting it with the hard-to-prevent fine trails of lint left by each visitor.

    “Great or small we all leave an impact wherever we go. Let us all leave the world a better place than we found it,” the post urged park goers.
    The park’s website says that eating and drinking anything other than plain water attracts animals into the cavern.

    Carlsbad Caverns followed up its post about the Cheetos bag with a post about the “leave no trace” principle of disposing of waste properly.

    “Contrary to popular belief, the cave is NOT a big trash can,” the post said, yet rangers pick up waste left behind every day.

    “Sometimes this can be a gum wrapper or a tissue, other times it can unfortunately mean human waste, spit, or chewing tobacco.” Visitors are asked to make sure they don’t leave trash in the cavern and to use designated restrooms.

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  • Study shows how the pandemic may have affected teens’ brains
    kra7.cc

    The pandemic’s effects on teenagers were profound — numerous studies have documented reports of issues with their mental health, social lives and more.

    Now, a new study suggests those phenomena caused some adolescents’ brains to age much faster than they normally would — 4.2 years faster in girls and 1.4 years faster in boys on average, according to the study published Monday in the journal Proceedings of the National Academy of Sciences.

    By being the first to contribute details on aging differences by sex, the study adds to the existing body of knowledge provided by two previous studies on the Covid-19 pandemic and accelerated brain aging among adolescents.
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    kra13.cc
    “The findings are an important wake-up call about the fragility of the teenage brain,” said senior study author Dr. Patricia K. Kuhl, the Bezos Family Foundation Endowed Chair in Early Childhood Learning and codirector of the Institute for Learning and Brain Sciences at the University of Washington in Seattle, via email. “Teens need our support now more than ever.”

    Significant socioemotional development occurs during adolescence, along with substantial changes to brain structure and function. The thickness of the cerebral cortex naturally peaks during childhood, steadily decreases throughout adolescence and continues to decrease through one’s lifespan, the authors wrote.

    The researchers originally intended to track ordinary adolescent brain development over time, starting with MRIs the authors conducted on participants’ brains in 2018. They planned to follow up with them for another scan in 2020.

    The pandemic delayed the second MRI by three to four years — when the 130 participants based in Washington state were between ages 12 and 20. The authors excluded adolescents who had been diagnosed with a developmental or psychiatric disorder or who were taking psychotropic medications.

  • Meet the artist transforming tennis balls into furniture
    сайт спрут

    In the last two years, tennis has taken over our closets (court-appropriate garb can be found everywhere from Skims to Miu Miu), our screens (who could forget Zendaya’s turn as the tennis protoge-turned-elite-coach Tashi Duncan in “Challengers”) and now — our living rooms.

    At least that is the hope of Belgian eco-designer Mathilde Wittock, who fashions bespoke furniture from discarded tennis balls. Wittock’s sleek, modernist chaise longues are entirely cushionless — save for the padding of 500 precisely arranged tennis balls. Her one meter-long benches are similarly sparse, with some 270 balls being both stylish and structurally substantial.

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    “It takes around 24 different manufacturing steps to (make) a tennis ball, which is around five days. Then it has such a short lifespan,” Wittock told CNN in a video call from Brussels. “I was looking into tennis balls because I played tennis myself, so I know there is a lot of waste.”
    Around 300 million tennis balls are produced each year — and almost all of them end up in landfills, taking over 400 years to decompose. The US Open, which ended at the weekend, goes through around 70,000 each year, with Wimbledon not far behind at 55,000. Wittock estimates the lifecycle of a ball stands at just nine games, depending on the level of tennis being played. “Even if they are contained in their box, if the box has been opened the gas inside the tennis balls will be released over time,” she said. “(Eventually) they will get flat and you’ll have to throw them away.”

  • Long-lost copy of the US Constitution, found in North Carolina filing cabinet, heads to auction
    kra14.gl
    Historical document appraiser and collector Seth Kaller spreads a broad sheet of paper across a desk. It’s in good enough condition that he can handle it, carefully, with clean, bare hands. There are just a few creases and tiny discolorations, even though it’s just a few weeks shy of 237 years old and has spent who knows how long inside a filing cabinet in North Carolina.

    At the top of the first page are familiar words but in regular type instead of the sweeping Gothic script we’re used to seeing: “WE, the People …”

    And the people will get a chance to bid for this copy of the US Constitution — the only of its type thought to be in private hands — at a sale by Brunk Auctions on Sept. 28 in Asheville, North Carolina.
    https://kraken14at.com
    kra5.gl
    The minimum bid for the auction of $1 million has already been made. There is no minimum price that must be reached.

    This copy was printed after the Constitutional Convention finished drafting the proposed framework of the nation’s government in 1787 and sent it to the Congress of the ineffective first American government under the Articles of Confederation, requesting they send it to the states to be ratified by the people.

    It’s one of about 100 copies printed by the secretary of that Congress, Charles Thomson. Just eight are known to still exist and the other seven are publicly owned.

  • Actress Gemma Arterton says director tried to pressure her to do sex scene
    kra2.cc

    British actress Gemma Arterton has revealed that a director once tried to put pressure on her to film a sex scene, despite the fact that it wasn’t included in the script.

    In an interview with British publication the Radio Times, released Tuesday, Arterton said that, whilst on set, the director – who hasn’t been named – instructed her and her co-star to film a sex scene on a bed.

    “I said, ‘No, this scene was written for us to be off screen, so you just hear the noises,’” Arterton told the Radio Times. “I’d never have accepted the role if it was going to be filmed.”

    https://kra07.gl
    kra4.gl

    The actress said that she was pressured by the director to film the scene, but that she “flat out” refused to take part in it.

    Had she been younger at the time, Arterton suggested that she might have been more concerned about being fired for refusing to film it.

    “I only felt like I could say that because I was older,” she said.
    “When I started acting, there was a lot of nudity – you were just expected to do it. When I was younger I played sexy characters, the girlfriend. As I’ve got older, that’s changed because I’m more successful and can choose the parts I want to play,” she said.

    She praised the use of intimacy coordinators in film and television since the #MeToo movement, telling the magazine that “it’s a totally different landscape” now.

    “Anything you’re not comfortable with is not going to happen. I’ve heard other actors that are like, ‘I loved it when there was no intimacy coordinator,’ but I definitely think it’s better,” she said.

  • Drought-hit Danube River reveals scuttled German World War II ships
    порно секс жесток
    The wrecks of explosives-laden Nazi ships sunk in the Danube River during World War II have emerged near Serbia’s river port town of Prahovo, after a drought in July and August that saw the river’s water level drop.

    Four vessels dating from before 1950 have also come to light in Hungary’s Danube-Drava National Park near Mohacs, where the Danube’s water level stood at only 1.5 meters (4.9 feet) on Tuesday, the lingering effect of severe heat waves and persistent drought in July and August.

    The vessels revealed in Prahovo were among hundreds scuttled along the Danube by Nazi Germany’s Black Sea fleet in 1944 as they retreated from advancing Soviet forces, destroying the ships themselves. The wrecks can hamper river traffic during low water levels.
    Strewn across the riverbed, some of the ships still have turrets, command bridges, broken masts and twisted hulls, while others lie mostly submerged under sandbanks.

    Endre Sztellik, a guard at the Danube-Drava national park, said of one of the ships, “we still don’t know what this is exactly. What is visible and an unfortunate fact is that the wreck is diminishing as people are interested in it and parts of it are going missing.”
    The Danube stood at 1.17 meters (3.8 feet) in Budapest on Tuesday, which compares with an all-time record low of around 0.4 meters (1.3 feet) registered in October 2018. During floods, the Danube rises well above 6 meters (19.7 feet).

    “Eastern Europe is experiencing critical drought conditions that are affecting crops and vegetation,” the European climate service Copernicus said on its website in its latest drought report, published earlier this month.

  • Remember when Lady Gaga ‘bled’ onstage during her shocking performance at the 2009 VMAs?
    жесткое порно видео

    Singing about the perils of fame, being dragged out from beneath a fallen chandelier then bleeding to death in front of a roomful of celebrities: Lady Gaga was not shy about making her debut at the MTV Video Music Awards.

    The year was 2009 — many will remember it as the year rapper Ye (formerly Kanye West) stage-crashed 19-year-old Taylor Swift and suggested her award for Best Female Video should have gone to Beyonce instead. But never one to be overshadowed, Lady Gaga, then 23, made some pop culture history of her own that night.

    Her rendition of “Paparazzi” — lamenting both unrequited love and the sinister effects of hounding tabloids — has gone down in the mists of Gaga legend; not least because a lack of high-quality footage means fans must resort to watching grainy screen-recorded versions circulated on social media.
    Over the limited number of pixels, Gaga can be seen at the start of the performance in an all-white ensemble: a bejeweled, asymmetric lace bodysuit and matching cape, thigh-high boots, a feathered Keko Hainswheeler headpiece and strings of glinting pearls. As she staggered back from her piano at the song’s crescendo, however, an audible gasp swept the room as thick blood suddenly appeared to be pouring from her abdomen.

    “I’m your biggest fan, I’ll follow you until you love me,” Gaga wailed desperately, her once-pristine outfit now daubed in scarlet. She ended the number suspended above the stage, ‘dead,’ as more blood dripped from her eyes.

    “(It) gives me chills every time I watch it,” Olivia Rodrigo told MTV in 2021. “I think Lady Gaga is the best performer of our generation.” The “Drivers License” singer appeared to take notes. At this year’s Grammy Awards, she began to ‘bleed’ from clenched fists while performing her hit “vampire,” spreading fake blood across her arms and neck as the song progressed.

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  • Summary
    Kamala Harris and Donald Trump have had a fiery 90-minute debate in Philadelphia – their first of the 2024 US presidential election
    kra4.gl
    After shaking hands – it was the first time they had met – the pair debated policy before moving onto more personal attacks

    Harris said people leave Trump rallies early “out of exhaustion and boredom” – he said people don’t go to hers in the first place
    kra4 cc
    https://kra7.cfd
    Trump criticised Harris’s record on immigration and the border, and also her shifting policy positions – Harris blamed him for “Trump abortion bans” and for the 6 January attacks on the US Capitol

    Snap polls suggest Harris won the debate, but Trump says afterwards that she “lost very badly”

    With the election taking place on 5 November, Harris is slightly ahead in national opinion polls – but polls are very tight in key battleground states

    Shortly after the debate, Taylor Swift endorsed Harris on Instagram, calling her a ”gifted leader”

  • Summary
    Kamala Harris and Donald Trump have had a fiery 90-minute debate in Philadelphia – their first of the 2024 US presidential election
    kra4.cc
    After shaking hands – it was the first time they had met – the pair debated policy before moving onto more personal attacks

    Harris said people leave Trump rallies early “out of exhaustion and boredom” – he said people don’t go to hers in the first place
    kra4.gl
    https://kraken6-gl.cc
    Trump criticised Harris’s record on immigration and the border, and also her shifting policy positions – Harris blamed him for “Trump abortion bans” and for the 6 January attacks on the US Capitol

    Snap polls suggest Harris won the debate, but Trump says afterwards that she “lost very badly”

    With the election taking place on 5 November, Harris is slightly ahead in national opinion polls – but polls are very tight in key battleground states

    Shortly after the debate, Taylor Swift endorsed Harris on Instagram, calling her a ”gifted leader”

  • Summary
    Kamala Harris and Donald Trump have had a fiery 90-minute debate in Philadelphia – their first of the 2024 US presidential election
    kra4 cc
    After shaking hands – it was the first time they had met – the pair debated policy before moving onto more personal attacks

    Harris said people leave Trump rallies early “out of exhaustion and boredom” – he said people don’t go to hers in the first place
    kra4 gl
    https://krak7.com
    Trump criticised Harris’s record on immigration and the border, and also her shifting policy positions – Harris blamed him for “Trump abortion bans” and for the 6 January attacks on the US Capitol

    Snap polls suggest Harris won the debate, but Trump says afterwards that she “lost very badly”

    With the election taking place on 5 November, Harris is slightly ahead in national opinion polls – but polls are very tight in key battleground states

    Shortly after the debate, Taylor Swift endorsed Harris on Instagram, calling her a ”gifted leader”

  • Summary
    Kamala Harris and Donald Trump have had a fiery 90-minute debate in Philadelphia – their first of the 2024 US presidential election
    kra 4
    After shaking hands – it was the first time they had met – the pair debated policy before moving onto more personal attacks

    Harris said people leave Trump rallies early “out of exhaustion and boredom” – he said people don’t go to hers in the first place
    kra4 cc
    https://kra10gl.net
    Trump criticised Harris’s record on immigration and the border, and also her shifting policy positions – Harris blamed him for “Trump abortion bans” and for the 6 January attacks on the US Capitol

    Snap polls suggest Harris won the debate, but Trump says afterwards that she “lost very badly”

    With the election taking place on 5 November, Harris is slightly ahead in national opinion polls – but polls are very tight in key battleground states

    Shortly after the debate, Taylor Swift endorsed Harris on Instagram, calling her a ”gifted leader”

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